"We are in our thirties with a family. In 2008 Ellerfield advised my husband to cover himself with Critical Illness Insurance. In less than 18 months of having this insurance we needed to claim on it.
We now have greater financial stability and can meet our lifestyle goals. Ellerfield’s focus on our lifestyle, and not just managing our money, has made all the difference. We cannot thank them enough"
- Quote from an Ellerfield client regarding a recent insurance claim
Over the last few months I have experienced something that all financial advisers dread - one of their clients putting in a claim on their Critical Illness/Trauma Insurance. Over the last 10 years I have had a very small number of insurance claims so to receive two Cancer claims in one month was a shock and also a wake up call (both these claims have been paid by the insurance company).
The reality is 7 out of 10 people will experience a Critical Illness before they die - a morbid fact! However on a positive note, with advancements in medical treatments the chances of surviving are improving all the time.
What Critical Illness/Trauma Insurance does is it gives you time.
Time to not worry about the financial impact your illness will create.
Time to focus on your recovery and your family.
Time to receive and pay for the best care money can provide.
Time to not have to go back to work when you are still unwell.
I don't enjoy paying insurance premiums like everyone else. However I do know that if something happens I will have time to focus on the important things - that's what Critical Illness Insurance does for me.All I ask is that you speak to your adviser at Ellerfield about this cover - review it - implement it - learn about it.
If you wish for us to contact you click here.
Aaron Zamykal
Managing Director.
View Aaron's Profile
This advice may not be suitable to you because it contains general advice that has not been tailored to your personal circumstances. Please seek personal financial advice prior to acting on this information.
Ellerfield Pty Ltd ACN 010 991 081 is an Authorised Representative of GWM Adviser Services Limited ACN 002 071 749 an Australian Financial Services Licensee with its registered office at 105-153 Miller Street North Sydney NSW 2060
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